FinTech and Green Credit Development—Evidence from China

The existing literature on FinTech and green finance has primarily focused exploring sustainable economic environmental benefits. However, empirical research examining the effect of remains underexplored. In light advantageous position credit in development China, this study analyzes impact using polluting listed firms 2012–2021. results show that significantly improves credit, affecting it through two crucial mechanisms: information asymmetry allocation efficiency. Additionally, heterogeneity analysis reveals a more significant regions with higher government objectives, small-to-medium enterprises low carbon emissions, high external ESG (Environment, Social, Governance) scores. Overall, our findings indicate financial institutions should be committed to leveraging for pre-loan investigation policymakers encourage order perfect disclosure policies establish information-sharing platforms.